The must-have card to earn Rewards faster!

Earn points everywhere Visa is accepted,
and quickly earn Rewards to spend at Ace.

For every $1 of net purchases,1 you’ll earn:

  • Up to 10% in Ace Rewards points in popular quarterly categories2 
  • Up to 5% in Ace Rewards points at participating Ace Stores3,4 
  • 2% in Ace Rewards points at gas stations and grocery stores4 
  • 1% in Ace Rewards points everywhere else Visa is accepted

You'll receive a $25 Ace Reward for every 12,500 points you earn.

Apply Now for the ACE Rewards Business Visa Card!
Apply Now!

Your business card also offers:
  • Mobile banking5 
  • Scoreboard business tool6 to monitor spending 
  • SavingsEdge to help save you money on purchases at participating merchants 
  • Free employee cards
  • Purchase security and extended protection7 when you use your Visa for purchases
  • Travel accident insurance,7 Roadside Dispatch® and many more Visa benefits!
  • U.S. Bank Connect - your FREE online business resource to help you start, run and grow your business.

Shop, travel and even pay bills with your card. You'll be surprised how quickly your Rewards can add up!  Here's an example of what you can earn:

Monthly expense Amount Points per $1 Total points
Ace Hardware $300 15 (3%) 4,500
Gas $200 10 (2%) 2,000
Cell Phone $200 5 (1%) 1,000
Office Supplies $400 5 (1%) 2,000
Travel $600 5 (1%) 3,000

12,500 point = $25 Ace Reward! 

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

U.S. Bank will increase your rate to a Penalty Rate if you:  1) Make payments 5 calendar days late twice, or 30 calendar days late once. 2) Make a payment that is returned; or 3) If you exceed your Credit Limit 2 times in 12 consecutive months.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2015 U.S. Bank. All rights reserved.

Subject to credit approval.

1 Ace Rewards points are earned as a percentage of net purchases (purchases minus credits and returns). For every $1 of net purchases, Cardmembers earn up to 10% (up to 50 points) in popular categories, up to 5% (up to 25 points) at Ace, 2% (10 points) for gas and groceries, and 1% (5 points) everywhere else Visa is accepted. For every 12,500 Ace Rewards points earned, Cardmembers receive a $25 Ace Reward redeemable at participating Ace Hardware stores. Additional terms and conditions apply. Please see for full program details.
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2 Earn 10% in Ace Rewards points for each net $1 spent when you use your Ace Rewards Visa Card on category purchases up to the purchase dollar amount cap specified for the category. The 10% in Ace Rewards points is calculated as follows: for every net $1 spent on a category purchase, you will earn 1% in Ace Rewards points (5 pts/$1) and an additional 9% in bonus Ace Rewards points (45 pts/$1). Bonus points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified cap will earn Ace Rewards points at the 1% (5 pts/$1) rate for each net $1 spent. To participate, you must be an Ace Rewards Visa Cardmember in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at for each quarterly bonus offer before the end date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
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3 Customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program, if they are not already Ace Rewards Loyalty program members. The 5% in Ace Rewards points (25 pts/$1) is calculated based on the 3% (15 pts/$1) earned for every net $1 spent at participating Ace stores plus an additional 2% (10 pts/$1) in Bonus Rewards points on Ace store purchases when you reach a minimum spend of $12,000 anywhere Visa is accepted in a calendar year. The 2% Bonus Rewards points will be awarded in a lump sum on the Cardmember’s Ace Rewards Visa periodic statement during the subsequent first quarter of each calendar year.
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4 U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
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5 U.S. Bank does not charge a fee for mobile banking. Account or transaction fees may apply. Standard message and data rates may apply.
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6 Enrollment and access to reports require security information provided by you.
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7 Certain terms, conditions and exclusions apply. Please refer to your Visa Guide to Benefits for further details.
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