Apply now for the Ace Rewards Visa Card!Earn 3,200 Bonus Ace Rewards Points by Referring a Friend!1 

Referred by a friend? Apply Now

Refer a friend for either type of Ace Rewards Visa Card, business or platinum, and get 3,200 Rewards Points when they’re approved.  Two Easy Ways to Refer a Friend:

  1. Have your friend apply online. Just provide them with your Ace Rewards Number and invite them to apply online. Make sure they apply at acerewardsvisa.com/friend. Send them an email with the info and you’re both on your way to earning a bonus!
  2. Have your friend apply for the Ace Rewards Visa Card by phone.

Be sure they know your Ace Rewards Number when they call 1-888-325-6190, extension 93195, to apply. That will also enable you get your 3,200 Rewards Points.2 

Each friend you refer adds 3,200 Rewards Points to your Ace Rewards Account!

Once your friend is approved and issued a new Ace Rewards Visa Card your 3,200 point Refer-A-Friend bonus will be added to your Rewards Points total.

Refer-A-Friend Bonus Information

  • For each friend you refer who is approved for the Ace Rewards Visa Card you'll get a 3,200 point Refer-A-Friend Bonus. You cannot earn a Refer-A-Friend Bonus by referring someone who is already an Ace Rewards Visa cardmember or an applicant who has been referred by someone else. If the referred application is not approved, no bonus will be awarded.
  • Your Ace Rewards Number must be included on the referred cardmember application for you to be eligible for the bonus reward.  Please allow eight to ten weeks after the referred new account is approved to get confirmation of your bonus. It will appear in the Ace Rewards Points section of your Ace Rewards Visa Card statement.
  • The Refer-A-Friend Bonus will be added to your total Ace Rewards Points. Your account must be open and in good standing (not over the credit limit or past due on the closing date for the billing cycle) to be eligible for the bonus.

Due to confidentiality, sponsors cannot be notified, either in writing or by phone, as to which referrals have been approved for the Ace Rewards Visa Card.

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2014 U.S. Bank. All rights reserved.

Subject to credit approval.


1 Should U.S. Bank determine that the referral bonus' you receive constitute reportable income, their value will be reported to you and the IRS on form 1099. You are responsible for any federal or state taxes owed on referral bonuses you receive. Consult your tax adviser should you have questions about the taxability of this promotion.
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2 The Statement Credit will be applied to your account upon application approval.
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