The must-have card to earn rewards faster!

Earn points everywhere Visa is accepted,
and quickly earn Rewards to spend at Ace. 

For every $1 of net purchases,1 you’ll earn:

  • Up to 10% in Ace Rewards points in popular quarterly categories2 
  • Up to 5% in Ace Rewards points at participating Ace Stores3,4 
  • 2% in Ace Rewards points at gas stations and grocery stores4 
  • 1% in Ace Rewards points everywhere else Visa is accepted

You'll receive a $25 Ace Reward for every 12,500 points you earn!

Apply now for the Ace Rewards Visa Card

Small Business Owners: learn more about the benefits you'll receive with the Ace Rewards Business Visa Card.

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2017 U.S. Bank National Association

Subject to credit approval.

1 Ace Rewards points are earned as a percentage of net purchases (purchases minus credits and returns). For every $1 of net purchases, Cardmembers earn 3% (15 points) at Ace, 2% (10 points) for gas and groceries, and 1% (5 points) everywhere else Visa is accepted. For every 12,500 Ace Rewards points earned, Cardmembers receive a $25 Ace Reward redeemable at participating Ace Hardware stores. Additional terms and conditions apply. Please see for full program details.
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2 Bonus points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified cap will earn Ace Rewards points at the 1% (5 pts/$1) rate for each net $1 spent. To participate, you must be an Ace Rewards Visa Cardmember in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at for each quarterly bonus offer before the end date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
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3 Customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program, if they are not already Ace Rewards Loyalty program members. The 3% in Ace Rewards points (15 pts/$1) is earned for every net $1 spent at participating Ace stores.
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4 U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. 
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