Ace Rewards Signature Visa Card ArtFrequently Asked Questions

Have a question about the Ace Rewards Visa® Card? Review the list of most commonly asked questions below for a quick answer.

How To Apply

Basic Card Facts
  • Click to Show/Hide Is the APR competitive?
  • The APR is competitive for credit cards that offer rewards. You pay no interest on purchases when you pay your bill in full by the payment due date each month.

Exclusive Rewards
  • Click to Show/Hide How do I use my Ace Rewards Visa Card points?
  • Receive a $25 Ace Reward for every 12,500 points earned. Ace Rewards are redeemable at your favorite participating Ace store. You can also log into your Ace Rewards account and review your profile settings to specify at what level you would like to receive Rewards ($25, $50, $75, $100 or $125).

ScoreBoard Reporting
  • Click to Show/Hide What is ScoreBoard?
  • ScoreBoard is a free online tool that allows you to monitor your Ace Rewards Visa credit card spending through the use of easy-to-read charts and graphs, helping to trend spending patterns over various time periods. ScoreBoard also offers additional reports that help you better manage your Ace Rewards Visa credit card spending overall.
  • Click to Show/Hide Can I print, download or save the information available through ScoreBoard?
  • Yes. You can print the report in one of two ways. To print the page you are viewing, select Print from the ScoreBoard navigation bar and it will launch the print function from your browser menu. ScoreBoard will print the entire Spend or Reports page.

    To download or save the Spend or Reports information available within ScoreBoard, select Download from the ScoreBoard navigation bar. Then select the format (i.e., PDF, Image, XLS [Version 2000 or later] or CSV).

    To download or save a report, select a Download option from the radio buttons available in the report criteria section.

  • Click to Show/Hide How is U.S. Bank able to categorize card transactions into Market Segments and Industries?
  • Visa has assigned every merchant to a specific category or classification. When you make a credit card purchase, U.S. Bank receives this classification along with information about your purchase, and we use this classification to categorize your transaction. If a merchant is a large company with many different departments, we cannot specify the department from which the item was purchased.

Other Benefits

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2015 U.S. Bank National Association. All rights reserved.

Subject to credit approval.