Frequently Asked Questions

Have a question about the Ace Rewards Visa® Card? Review the list of most commonly asked questions below for a quick answer.

How To Apply

Ace Rewards Visa Card

Ace Rewards Visa Business Card

  • To apply in-store, simply visit your local participating Ace Hardware location
  • To apply by phone simply call 888-325-6190
Please call U.S. Bank at 800-947-1444 and choose option 1 for the status of a current credit application.

Once approved, you should receive your Card within 7-10 business days.

Basic Card Facts
You can use your Ace Rewards Visa Card everywhere Visa is accepted, at millions of locations around the world!

Yes, you can use the Card to get cash instantly at ATMs that accept Visa credit cards.

The APR is competitive for credit cards that offer rewards. You pay no interest on purchases when you pay your bill in full by the payment due date each month.

You can access your Card account from any Internet-enabled computer by logging into U.S. Bank Online Banking.
Exclusive Rewards

Select the product below to learn more about the exclusive rewards you'll earn:

Receive a $25 Ace Reward for every 12,500 points earned. Ace Rewards are redeemable at your favorite participating Ace store. You can also log into your Ace Rewards account and review your profile settings to specify at what level you would like to receive Rewards ($25, $50, $75, $100 or $125).
Yes, if you make a return to your Card your Reward point balance will reflect the deducted point value.
You can view current and year to date point activity on your monthly statement. You may also contact the Ace Care Center at
866-290-5334 to get the current number of points available to you.
Other Benefits
Visit our Benefits Information for a complete listing of all the benefits you will enjoy:
Ace Rewards Visa Card 
Ace Rewards Business Visa Card
Your statement is designed to make it easy to view important information on your account. Learn more.
Users that are unable to download files or view online statements should change the 'Do not Save Encrypted Pages Setting' in the Security section. To change this setting:
  1. Go to: Tools > Internet Options
  2. Select the Advanced tab
  3. Scroll down to the Security section and uncheck 'Do not Save Encrypted Pages to Disk' setting
U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2017 U.S. Bank National Association

Subject to credit approval.