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Manage Your Account Online with Internet Banking

Internet Banking is so secure that U.S. Bank guarantees to cover any losses if there's ever any unauthorized use of your account.1 We guarantee that every scheduled payment will be paid on time or we will cover any related fees.2 It's called our Internet Banking Risk-Free Guarantee.

Already enrolled? Login now to start managing your account.
Not an Internet Banking customer yet? Enroll Now it's free!3 

Account Maintenance
  • Click to Show/Hide Make A Payment
    AutoPay/WebPay 
    With Internet Banking, you have the flexibility to schedule a future payment, make a same day payment or sign up for AutoPay, where your payment is scheduled on the same day each month. To make a payment:
    1. Login to Internet Banking 
    2. Select "Make a Payment" in the left-hand navigation
    3. Using the tabs across the top, select the type of payment you would like to make
    4. Follow the instructions

    The cut-off time for same day Web (non-AutoPay) payments varies but generally ranges between 5 pm and 8 pm CT. Please contact Cardmember Service if you have questions about your applicable cut off time.

    Alternatively you can also pay by:

    PhonePay
    Simply call in your payment from anywhere: your home, your office or on the road. It's fast and easy. First you need to sign up for this option, then each time you make a payment over the phone via our automated system, your next statement will reflect that payment.4

    After you've set up PhonePay the first time, call Cardmember Service anytime before your payment due date—even on the due date if you call before 7 p.m. (CST). Have your Ace Rewards Visa Card account number handy and follow the easy payment instructions.

    To sign up for PhonePay just call Cardmember Service. 

    Or, you can make a payment using your mobile phone, learn more.

    Mail
    Send your check or money or to:

    U.S. Bank National Association
    Cardmember Service 
    PO Box 790408
    St. Louis MO 63179-0408

    Be sure to include your account number in the memo area of your check.

  • Click to Show/Hide Go Paperless!
    View up to 18 months of statements online. You can also elect to discontinue receiving your paper statements in the mail. To stop your paper statements from being mailed to you:
    1. Login to Internet Banking 
    2. Select the "Online Statements" link on the "Your Account" page
    3. Follow the instructions to enroll

    You will receive an Account Alert each month when your online statement is posted.

    Internet Explorer 8 Users, a security setting in IE 8 may prevent you from viewing your online statements, learn more to fix this issue.

  • Click to Show/Hide Account Alerts
    Account Alerts notify you of important account activity, such as a low available balance or when a payment is due. You can set up these alerts and select where you would like an email or text message notification delivered. Standard text messaging rates may apply from your mobile carrier. 

    The following alerts are available:

    Statement and Payment Alerts

    • Online Statement Available
    • Payment Due
    • Payment Overdue
    • Payment Posted

    Account Balance Alerts

    • Available Credit
    • Balance Exceeds Defined Amount

    Transaction Alerts

    • Suspicious Transaction
    • Transaction Dollar Amount
    • Credit Posted
    • Debit Posted
    • Card Not Present
    • International Transaction
    • ATM Cash Withdrawal
    • Declined Transaction
    • Gas Station Purchase

    To set up an Account Alert:

    1. Login to Internet Banking 
    2. Select "Alerts" from the left-hand navigation
  • Click to Show/Hide Security Alerts
    Security Alerts notify you when sensitive personal information, like an ID or address, changes. These alerts do not require any set-up and are automatically delivered to your primary email address.

    You will be notified when the following events occur:

    • Address or phone number changes
    • Primary email address changes
    • Internet Banking ID or Password changes
    • Internet Banking ID and Password were disabled due to multiple, incorrect login attempts
    • Login Assistance was requested to provide your Internet Banking ID

    To change your primary email address, login to Internet Banking and select "Your Profile" from the "Your Accounts" page.
  • Click to Show/Hide Download Transaction Data
    Download up to 90 days of transaction data.  Easy download formats include Quicken® or Microsoft® Excel. To begin downloading your transaction data:
    1. Login to Internet Banking 
    2. Select "Download Transaction Data" from the left-hand navigation
    3. Follow the simple instructions to begin downloading

Your Finances
  • Click to Show/Hide Balance Transfers
    You can transfer the balance from your other credit cards to your Ace Rewards Visa card.

    To transfer a balance:

    1. Login to Internet Banking 
    2. Select your Ace Rewards Visa Card account page
    3. Select "Request a Convenience Check" on the top right
    4. Select "Transfer a balance from another credit card"
    5. Follow the simple instructions to request a Balance Transfer

    Note: Ace Rewards points are not awarded for Balance Transfers.

  • Click to Show/Hide Convenience Checks
    Online Convenience Checks allow you to transfer balances or make payments to someone, billing your Ace Rewards Visa Card. We'll even mail the check for you! You can also request that a booklet of checks to be mailed directly to you.

    To request Convenience Checks:

    1. Login to Internet Banking 
    2. Select your Ace Rewards Visa Card account page
    3. Select "Request a Convenience Check" on the top right
    4. Click the option that best suits your needs
    5. Follow the simple instructions to request a Convenience Check

    Note: Ace Rewards points are not awarded for Convenience Checks.

  • Click to Show/Hide Credit Limit Increase
    While logged into Internet Banking, you can request to have your credit limit increased:
    1. Login to Internet Banking  
    2. Select "Customer Service Center" from the left-hand navigation
    3. Select "Credit Card and Premier Line Account Options " from the options listed
    4. Select "Manage Your Credit Card or Premier Line Account " from the options listed
    5. Click on "Ace Rewards Visa® " under Retail Cards
    6. Select "Credit Limit Increase" and follow the easy steps to submit your request

    Alternatively, you can contact Cardmember Service to request a credit limit increase.

Cardmember Service
  • Click to Show/Hide Manage your Overdraft Protection Preferences
    U.S. Bank overdraft protection protects your U.S. Bank Checking account from costly overdrafts by automatically transferring cash to it from your Credit Card account.

    To manage your Overdraft Protection preferences:

    1. Login to Internet Banking 
    2. Select “Overdraft Protection”
    3. Select “Manage Overdraft Protection” and proceed as directed
  • Click to Show/Hide Request a Cardmember Agreement
    Consumer Cards Only 

    While logged into Internet Banking, you can request to have a copy of your Cardmember Agreement mailed to you:

    1. Login to Internet Banking    
    2. Select "Customer Service Center" from the left-hand navigation
    3. Select "Credit Card and Premier Line Account Options " from the options listed
    4. Select "Manage Your Credit Card or Premier Line Account " from the options listed
    5. Click on "Ace Rewards Visa" under Retail Cards
    6. Select "Request A Cardmember Agreement" and follow the easy steps to submit your request

    Your agreement will be mailed to you within 7-10 business days.

Mobile Banking
  • Click to Show/Hide iPhone
    iPhone - US Bank Mobile App 

    You have the coolest phone, so why not pair it with the coolest banking app? Drop what you’re doing and get the new U.S. Bank Mobile App for iPhone, it’s free!5

    • Make a payment - Pay your Ace Rewards Visa Card monthly bill.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.6 
    • Visit the app store on your phone and search for “US Bancorp”.

    Mobile App QR Code 
  • Click to Show/Hide Android
    Android - US Bank Mobile App  

    Your phone can do almost anything — that includes running the best banking app around. Find out for yourself. Get the new U.S. Bank Mobile App for Android, it’s free!5 

    • Make a payment - Pay your Ace Rewards Visa Card monthly bill.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.6 
    • Visit the app store on your phone and search for “US Bank Mobile”.

    Mobile App QR Code
     
  • Click to Show/Hide BlackBerry

    BlackBerry - US Bank Mobile App 

    Your BlackBerry is always by your side — make it even better by downloading the best banking app around. Get the new U.S. Bank Mobile App for BlackBerry, it’s free!5

    • Make a payment - Pay your Ace Rewards Visa Card monthly bill.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.6 
    • Visit the app store on your phone and search for “US Bank Mobile”.

    Mobile App QR Code 
  • Click to Show/Hide Other Phones
    Mobile Banking 

    If your phone can access the web, you can enjoy the convenience of mobile banking.5 Just type m.usbank.com into any Web-enabled mobile phone, then log in with your Personal ID and Password.

    • Make a payment - Pay your Ace Rewards Visa Card monthly bill.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Getting Started

    • Type m.usbank.com into any Web-enabled mobile device, then log in to U.S. Bank Mobile Banking. 

Additional Features
  • Click to Show/Hide Account Reporting
    Consumer Cardholders
    Get a free, online, comprehensive record of your annual credit card activity.  Learn more.

    Business Cardholders
    With ScoreBoard you can easily monitor your company's credit card spending over various time periods. Learn more.

  • Click to Show/Hide Special Offers
    Receive special offers available exclusively to Internet Banking customers.  To learn more:
    1. Login to Internet Banking  
    2. Select "Special Offers" in the left navigation

U.S. Bank Home | Privacy PledgeU.S. Bank

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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of the Ace Rewards Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2013 U.S. Bank. All rights reserved.

Subject to credit approval.


1 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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2 Payments are guaranteed as long as accounts are sufficiently funded, all payment information is entered correctly and the payment is scheduled to arrive by its due date.
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3 Ace Rewards Visa Business card accounts that are tied to a Commercial or Government relationship with U.S. Bank have access to a suite of cash management online services, using the experience and expertise of U.S. Bank Treasury Management. Learn more.
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4 Consumer Cardholders:
We may add a $10 service charge to the Purchase balance of the Account if you call us to make a payment on your Account and are assisted by a Cardmember Service Representative to make the payment. You will be provided with confirmation of the service charge before the payment transaction is authorized.

Business Cardholders:
We may add a $10 service charge to the Purchase balance of the Account if a payment is made over the phone either through our automated system or if you are assisted by a Cardmember Service Representative to make a payment.  You will be provided with confirmation of the service charge before the payment transaction is authorized.
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5 U.S. Bank does not charge a fee for mobile banking. Account or transaction fees may apply. Standard message and data rates may apply.
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6 The QR code will take you to the application store for your phone which has its own privacy and information security policies.
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